End-to-End issuing & acquiring solutions: Seamless payments, endless possibilities

We are an agile partner with in-house engineered solutions that are modular and built for scalability. Our user-friendly solutions meet industry standards, seamlessly integrate with regulatory bodies and service providers and fully comply with PCI DSS.

Integration options for every business need

API gateway

Straightforward, secure and fast way to integrate.

It provides direct online connectivity to card schemes along with a comprehensive set of APIs, enabling you to:

  • Manage customers, accounts, merchants and cards efficiently.
  • Integrate 3-D Secure for enhanced issuer security.
  • Develop custom user experiences for mobile and web applications.
  • Ensure secure access to card data.
  • Process e-commerce payments securely *.

* Secure processing via Payment gateway, Pay by Link, Merchant initiated transaction and Card on file

Explore our API gateway

360° front-end tools

A solution for financial institutions that either lack their own front-end tools and systems or are pursuing improvements.

It connects you to card schemes and provides:

  • A core system for managing cards, accounts and merchants, including CRM, onboarding workflow process, KYC support, etc.
  • An authorisation system enhanced with fraud prevention engine.
  • A business intelligence tool for advanced analytics.

Benefits

  • Modular, customizable solution that fits your needs.
  • Scalable to accommodate any size of business, now and in the future.
  • Always updated to ensure compliance with the latest regulations.

Custom integration

For businesses with unique needs, we offer custom integration services.

Our custom integration suite provides a comprehensive range of solutions, including API connectivity, file integration, batch processing and intuitive front-end tools. This flexibility allows you to select and combine the ideal components to meet your unique business needs.

Dinit's service modality

Secure and reliable infrastructure and customer support

Dinit ensures smooth operation of your payment processing with our robust, fully-owned ICT infrastructure.

24/7 Processing and Support

We guarantee uninterrupted service with round-the-clock monitoring and assistance.

Enhanced security and reliability

Active-active data center configuration minimizes downtime risks, while dual-source power and fiber optic connectivity further enhances business continuity.

Complete infrastructure management

Leverage Dinit's expertise for comprehensive IT management, encompassing hardware, software and network infrastructure.

Global payment processing capabilities

Seamless connection to international card schemes ensures smooth authorisation and clearing of transactions.

Centralized data backup & disaster recovery

Your valuable customer data are always protected with secure, centralized backups and a comprehensive disaster recovery plan.

Reduced IT costs

Leverage Dinit's expertise and infrastructure to significantly lower your IT and infrastructure costs.

Dinit's payment platform

Our payment platform drives payment processing for both issuers and acquirers.

Built on three core systems

The platform is multi-currency, multi-tenant and client-centric, enabling common global product launches across multiple countries, currencies and languages.

Our platform seamlessly integrates with regulatory bodies, service providers (e.g. banks, gateways, credit and scoring agencies) and other payment processors.

Our core systems are developed and maintained by our in-house engineering team, allowing us to remain agile and responsive to market demands. We also possess intellectual property (IP) rights over our technology stack, ensuring complete control over our solutions.

  • MasterCard
  • Visa
  • Union Pay International
  • Discover
  • Diners Club International

Payment processing includes connectivity to all major schemes (MasterCard, Visa, UnionPay International, Discover, Diners Club International) as well as clearing and settlement process management.

Key advantages of Dinit's payment platform

  • Real-time transaction processing
  • Supports multiple currencies
  • Multi-tenant architecture
  • Customizable and modular
  • Proven scalability and performance within industry standard
  • High availability
  • API based and cloud ready
  • Regular network release upgrades and certifications
  • Offers value-added services for customer engagement and monetization

Additional services

Dinit empowers businesses not only with a powerful payment platform but also with a suite of complementary services to optimize your payment experience:

  • Back-office services

    Focus on your core business while Dinit handles the complexities of operational tasks. Our comprehensive back-office services include:

    • Dispute and chargeback management: our team has the expertise with different cards schemes and can efficiently handle this process for you.
    • Monitoring card scheme release upgrades and assuring compliance with scheme authorisation and clearing interface specifications.
    • Mandatory scheme reporting

  • Printing services

    This service involves the production of physical statements, including printing, folding and mailing.

  • Technology and infrastructure

    Our data center is a modern system environment, suitable for your primary or secondary server location.

    It is designed for those seeking the highest level of security and reliability for their own equipment.