Services & solutions
As per response to corporate customers evolving needs in the last years, we have developed a wide range of corporate solutions that increase efficiency and security of corporate cards management as well as defines new ways of card payments possibilities.
CORPORATE CARDS AND ACCOUNTS
BUSINESS TRAVEL ACCOUNTS AND ENHANCED TRAVEL DATA
A corporate/business travel account (CTA/BTA) is designed for any company that wants to purchase travel services through a travel management company.Enhanced travel data is a service strongly connected to the centrally billed Corporate/Business travel account product and provided thru an external data providers who manage:
VIRTUAL CARD NUMBER (VCN)
Dinit platform has an integrated Acquiring module with end-to-end processing function. Same as issuing management it enables merchant on boarding, payments processing, settlement (on-us closed loop and off-us), payments towards merchants, collection of receivables, account/limit/status management, analytical postings, reporting and other functions. Acquiring solution is designed to support POS, ATM, B2B acquiring and e-commerce.
B2B procurement platform is a unique solution that facilitates supplier payments for goods and services by using Diners products and scheme. Key benefits:
Increased flexibility in purchasing due to the possibility of making payments through different channels – POS, e-commerce, by e-mail and by phone.
Consumer solutions at Dinit are always designed with the scope to make shopping faster and easier with more security and safety. As consumer journey is changing, new solutions in collaboration with our clients are developed, Consumer Finance being one of the latest.
Consumer journey has been changing constantly driven by digital revolution. Lending industry is adapting to this new environment and proposing new financing related services as a way to further stimulate card spending and thus to improve both card payment-related as well as repayment-related revenue streams. At Dinit we developed a standalone solution that supports a variety of consumer finance products such as instalments and consumer loans. It is designed in a way that it can be applied to both issuing and acquiring.
Supported Instalments modality types are:
LOYALTY AND CO-BRAND SOLUTIONS
Loyalty programs for co-brands includes:
Co-brand solution includes:
Payment processing systems
At Dinit we are using payment processing systems that seamlessly support all corporate and consumer solutions we are developing in cooperation with our valuable clients. Our processing systems provide reliable, modular and customizable end-to-end processing framework that manages a full range of issuing and acquiring needs and offers scalability as your business grows.
CARD MANAGEMENT SYSTEM
Our CMS has been designed specifically as a card management system able to support end-to-end issuing and acquiring processing. Its modular multi-tier application architecture, seamless integration with other supporting systems and comprehensive entitlement rights for users allows high customization options to tailor CMS to suit client needs and requirements as well as allowing scalability as your business grows. CMS modules: issuing, co-brand, loyalty, acquiring.
Dinit’s Authorisation system is a product of our own expert development team for managing credit card authorizations. It can accept transactions from any payment channel, map these into different formats, authorise and authenticate them, and then route them to any endpoint. It is designed to be robust and reliable, yet providing maximum flexibility to suit client’s specific needs and requirements. It features flexible connectivity and easy boarding and is a user-friendly tool due to its intuitive interaction design. We adhere to security requirements; EMV compliance, fraud detection and stand-in processing without service disruption in cases when partner systems are out of service.